This Website and Content is offered and available to users who are 18 years of age or older, reside in the United States or any of its territories. If you do not meet all of these requirements, you must not access or use this Website or Content. Some portions and features of this Website and Content (the “Client Services”) are only accessible to those persons or entities who have entered into a license agreement or other similar service agreement with us (each, an “Agreement”), or are an employee or authorized agent of the same. If you have not entered into an Agreement, you must not access or use the Content or the Client Services portions of this Website. By using this Website or Content, you represent and warrant that you are of legal age to form a binding contract and meet all of the foregoing eligibility requirements applicable to your level of access.
Your continued use of the Website and Content following the posting of revisions means you accept and agree to the changes. You are expected to check this page from time to time so you are aware of any changes.
Accessing the Website and Account Security
We reserve the right to withdraw or amend this Website and Content, and any service or material we provide on the Website or in the Content, in our sole discretion without notice. We will not be liable if all or any part of the Website or Content is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website or Content, or the entire Website or Content.
You are responsible for:
If you choose, or are provided with, a user name, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to this Website or portions of it using your user name, password or other security information. You are responsible for all activities that occur under your account, including any loss, liability or damages incurred as a result of any use under your account. You agree to notify us immediately of any unauthorized access to or use of your user name or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information.
Intellectual Property Rights
The Website, Content and their entire contents, features and functionality (including but not limited to all information, software, text, displays, images, video and audio, downloads, materials, and the design, selection and arrangement thereof), are owned by the Company, its licensors or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws. You agree to comply with all applicable intellectual property laws and/or regulations, and to protect the intellectual property rights of Company and others with content or Services on the Website or in the Content.
You are permitted to store, display, analyze, modify, reformat, and print the information made available to you via this Website only for your own internal business use and in connection with the intended legitimate business purposes arising from your relationship with the Company. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the material on our Website or the Content, except as follows:
You must not:
The Company name, the term PolicyWorks, the Company logo and all related names, logos, product and service names, designs and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs and slogans on this Website or in the Content are the trademarks of their respective owners.
Additionally, you agree not to:
Monitoring and Enforcement; Termination
We have the right to:
Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Website. YOU WAIVE AND HOLD HARMLESS THE COMPANY AND ITS AFFILIATES, LICENSORS AND SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY ANY OF THE FOREGOING PARTIES DURING OR AS A RESULT OF ITS INVESTIGATIONS AND FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER SUCH PARTIES OR LAW ENFORCEMENT AUTHORITIES.
However, we do not undertake to review material before it is posted on the Website, and cannot ensure prompt removal of objectionable material after it has been posted. Accordingly, we assume no liability for any action or inaction regarding transmissions, communications or content provided by any user or third party. We have no liability or responsibility to anyone for performance or nonperformance of the activities described in this section.
To the extent you post User Contributions on the Website, you grant Company a world-wide, perpetual, irrevocable, royalty-free, non-exclusive and sub-licensable license to use, copy, distribute, reproduce, modify, edit, publicly display and create derivative works from such User Contributions, in whole or in party, in any format or medium.
You agree all User Contributions are your sole responsibility, and you represent you have all required rights to post and license the User Contributions without infringing rights of any third party.
If you believe that any User Contributions violate your, or any others’, copyright, please notify us of the copyright infringement by contacting us at firstname.lastname@example.org. It is the policy of the Company to terminate the user accounts of repeat infringers.
Reliance on Information Posted
The information presented on or through the Website or in the Content is made available solely for general information and education purposes. The information presented may provide authoritative information in regard to the subject matter covered, however the information provided is not intended to be an exhaustive treatment of all issues and questions that may arise. We do not warrant the accuracy, completeness or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to, or user of, the Website or Content, or by anyone who may be informed of any of its contents.
We are not engaged in rendering legal, accounting or other professional services or advice. The information presented is not legal in nature and does not result in the formation of an attorney-client relationship between you and us or any of its employees or agents/affiliate, and further does not provide any of the protections attendant to the attorney-client relationship. If legal advice or other expert assistance is required, the services of a competent professional should be sought.
This Website or Content may include content provided by third parties, including materials provided by other users and third-party licensors, syndicators, aggregators and/or reporting services. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by the Company, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of the Company. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.
Changes to the Website
We may update the content and services made available on this Website from time to time, but its content is not necessarily complete or up-to-date. Any of the material or services made available on this Website or Content may be out of date at any given time, and we are under no obligation to update such material or maintain such services.
Information About You and Your Visits to the Website
Linking to the Website
You may link to our homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part without our express written consent. Subject to the foregoing, you must not:
You agree to cooperate with us in causing any unauthorized framing or linking immediately to cease. We reserve the right to withdraw linking permission without notice. We may disable all or any social media features and any links at any time without notice at our discretion.
Links from the Website
If the Website or Content contains links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third party websites linked to this Website or Content, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.
We provide this Website and Content for use only by persons located in the United States. We make no claims that the Website or any of its content, or Content is accessible or appropriate outside of the United States. Access to the Website or Content may not be legal by certain persons or in certain countries. If you access the Website or Content from outside the United States, you do so on your own initiative and are responsible for compliance with local laws.
Disclaimer of Warranties
You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet, the Website or Content will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our Website for any reconstruction of any lost data. WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.
YOUR USE OF THE WEBSITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR CONTENT IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE WEBSITE OR CONTENT. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR CONTENT WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE WEBSITE, CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR CONTENT WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.
THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSE.
THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
Limitation on Liability
IN NO EVENT WILL THE COMPANY, ITS AFFILIATES OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, CONTENT, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE.
THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
Governing Law and Jurisdiction
Limitation on Time to File Claims
Waiver and Severability
Company shall not be liable for any delay, disruption or failure of the Website or Content directly or indirectly resulting from any event(s) beyond Company’s control.
We may deliver notices to you by email, posting a notice on the Website or other method we choose, and such notice shall be effective upon dispatch. If you provide notice to us, it shall be deemed delivered upon receipt, return receipt requested, when delivered to PolicyWorks, LLC, Attn: General Counsel, 7745 Office Plaza Drive North, Suite 170, West Des Moines, Iowa 50266.
Your Comments and Concerns
All feedback, comments, requests for technical support and other communications relating to the Website should be directed to: email@example.com.